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Understanding The 2 Roles of ICBC - “Your” and “Their” Insurer
Here is a brief video I’ve uploaded to YouTube discussing ICBC’s dual role and some information you should know before you place your first call to ICBC after being injured in a BC motor vehicle accident:
As readers of this Blog undoubtedly know, ICBC is a British Columbia monopoly auto insurer which usually plays 2 roles in BC auto injury claims.  When you are injured by another BC motorist who is at fault and you and they are insured with ICBC, ICBC will not only need to process your claim for Part 7 Benefits but also process the tort claim you are making against the at fault motorist.  I hope the information covered in this video is of assistance.
Tags: erik magraken, icbc injury claims, icbc injury claims advice, ICBC No Fault Benefit Claims, icbc tort claims, no-fault benefits, Part 7 benefits, the Role of ICBC
This site is created by MacIsaac & Company, a British Columbia Personal Injury Lawfirm. This website is not affiliated in any way with the Insurance Corporation of British Columbia (ICBC).This web site is made possible through funding provided by the British Columbia law firm MacIsaac and Company. bc-injury-law.com is designed to empower individuals to better understand their ICBC Claim and the process involved in dealing with ICBC. This web site is offered for information only and is not claim-specific legal advice. Use of the site and sending or receiving information through it does not establish a solicitor / client relationship. Links to and from this website do not state or imply a relationship between MacIsaac and Company and the linked entity.
October 13th, 2010 at 1:14 pm
[…] As I’ve previously discussed, ICBC usually fulfills two roles in the context of injury claims.  The first is that they insure people for “no-fault” benefits.  If you are insured, whether or not you are at fault for a collision ICBC provides some basic coverage for medical/rehabilitation expenses and a modest wage loss benefit in the event of total disability.  If you are seeking coverage ICBC assigns an adjuster to process your claim no-fault benefits. […]
August 5th, 2011 at 8:30 am
[…] As previously discussed ICBC adjusters often operate in a legally permissible conflict of interest.  When dealing with ICBC it is important to know that “your” adjuster has no obligation to advise you of your legal rights regarding a claim for compensation against the at fault motorist.  This was demonstrated in reasons for judgement released this week by the BC Supreme Court, New Westminster Registry. […]
August 16th, 2011 at 8:46 pm
[…] links to access my archived posts addressing no-fault benefits, unidentified motorist claims and the two roles of ICBC. If you found this article useful please share with […]
March 15th, 2012 at 10:27 am
Thanks,Erik this gives a real understanding of what folks should know before entering “The Lions Den” View this first a few times then call speak it over with one who can guide carefully safely,thanks for this posting,a client.